Pricing
Pay only when you get paid. Sell with Pandabase as merchant of record, or with Pandabase Direct as the seller yourself.
Pandabase is the seller on every order and takes on the liability that comes with it.
5.9% + 50¢
per successful transaction
Sell directly and stay the merchant of record yourself, with payments processed through our partners.
3.9% + 29¢
per successful transaction
For companies with large volume or a business model that needs something different.
All prices are in USD. These rates apply to software and digital products. Other verticals are priced at 8–9%depending on the vertical. Talk to sales for a quote.
What's included
On Pandabase Direct you stay the seller and keep the tax, disputes and liability. As merchant of record, Pandabase takes them on for you.
| Feature | Pandabase Direct | Merchant of record |
|---|---|---|
| Checkout, cards, wallets and local methods | ||
| Billing, invoicing and payment links | ||
| Legal seller of record | You | Pandabase |
| Sales tax and VAT registration | You register | |
| Tax filing and remittance | You file | |
| Dispute handling and liability | You | |
| Billing support for buyers | ||
| Processor fees | Passed through | Included |
Rates
Enter a sale amount below to see the fees and how much you keep.
Sale amount
Tax, fraud screening and disputes are handled for you.
You keep from a $49.00 sale
$45.61
5.9% × $49.00 + 50¢ = $3.39 · 6.92% effective
6 rates
Sell with Pandabase as merchant of record, or with Pandabase Direct as the seller yourself.
Merchant of record
Cards and wallets
Credit and debit cards, Apple Pay and Google Pay, online and in-app.
5.9% + 50¢
per successful transaction
Merchant of record
Bank and local payment methods
iDEAL, Pix, UPI, Pay by Bank, Alipay, WeChat Pay and more.
5.9% + 50¢
per successful transaction
Merchant of record
Adaptive currency
Show prices in the buyer's local currency at checkout.
3–4%
paid by the customer, not you
Pandabase Direct
Cards, wallets and local methods
The same checkout and payment methods, settled through a partner processor.
3.9% + 29¢
per successful transaction
3D Secure
Standalone 3DS
Ask the cardholder's bank to verify a card payment before you charge it, so eligible fraud liability shifts to the issuer.
$0.12
per authentication
Checkout and payment links
Hosted, embedded and in-app checkout
Local currencies, languages and payment methods in every market.
Included
in the standard rate
4 rates
Subscriptions, invoices and disputes.
Billing and invoicing
Recurring and usage-based billing
Plans, seats, credits, trials, proration and failed payment retries.
+ 0.5%
per subscription payment, on top of the transaction rate
Billing and invoicing
Invoices
Hosted invoice pages with automatic reminders and receipts.
Included
in the standard rate
Disputes
Dispute handling
We respond to chargebacks with evidence on your behalf.
$30
per dispute
Disputes
Dispute prevention
Resolve disputes with the card issuer before they become chargebacks.
$30
per dispute prevented
4 rates
Get paid out, keep books and store secrets.
Payouts
US payouts
ACH payouts to US bank accounts.
$1
per ACH payout
Payouts
International payouts
Payouts to bank accounts outside the US.
2–4% + $1
per payout, depending on the country
LedgerAlpha
Accounts and journal entries
Post balanced entries and close periods over the API.
Free
during alpha
VaultAlpha
Tokenization and storage
Tokenize cards and sensitive data through our vault.
Free
during alpha
Need pricing for your volume or business model?
Talk to salesAs merchant of record, you pay 5.9% + 50¢ per successful transaction, including processor fees. On Pandabase Direct you pay 3.9% + 29¢ per successful transaction, plus Interchange++ from our partner payment processor. All prices are in USD and fees are taken out before the money reaches your balance.
